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Wells Fargo Home Affordable Foreclosure Alternative (HAFA) Guidelines

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The HAFA program has general guidelines that all servicers must comply with. However, each servicer is putting a personal spin on what they are willing to do or not do within those guidelines.

This video goes into some specific guidelines that Wells Fargo has regarding the Home Affordable Foreclosure Alternative

Matt Side
Alliance Short Sales
www.AllianceShortSales.com

Follow Me on Twitter: http://twitter.com/MattSide
Follow My Blog: http://6fd70e2.activerain.com/

Based in Spokane, Washington Alliance Short Sales offers short sale services in multiple states around the U.S. With a current network of agents located in Washington, California, Idaho, Nevada, Arizona, Florida, Tennessee, Georgia, Ohio, and Virginia, Alliance negotiates short sale real estate transactions with lenders on behalf of agents without charging a fee to the agent or the seller. Because their fees are paid at closing out of the net proceeds to the lender, Alliance creates a beneficial outcome for all parties involved. For additional information about how you can work with Alliance Short Sales, please visit our website at www.AllianceShortSales.com.multiple short sale offers, shortsale strategy, short sale training, short sale education, short sale training, accelerator offers, excite price system, bpo factor, short sale approval, short sale success, real estate agents, shortsale strategies, short sale services, third party short sale negotiators, realtors, foreclosure, short sale help, short sale mentoring, short sale coaching, Keller Williams, Exit Real estate, ReMax, Century 21, Windermere real estate, Bank of America, Chase, Citi, Well Fargo, Midland, Suntrust, Countrywide, Flagstar, Aurora, Short Sales suck, help me with my short sale, help with short sales, short sale negotiation, short sale negotiation, short sale negotiation company, short sale processing, I need help with my short sale, what are lenders thinking with a short sale, lenders suck, how do I stop foreclosure, I want to stop my foreclosure (forclosure), I need help with B of A, Banks of America, Chase, Washington Mutual, Country wide, countrywide sucks, What is the number for my lender, HSBC, Customer Service, Aurora, Wells Fargo, Short Sale success, Jessica Side, Matt Side, Alliance Short Sales, Alliance, Real Estate Agent Training, Short Sale Training, Short Sale Training for Realestate Agents, Short Sales in Seattle, Sucess in the Seattle market, Seattle Short Sales, Will a bank do a short sales, what banks do short sales?, will I qualify for a short sale, will my home owner qualify for a short sale.

AAMES, ABN Amro Mtg, AHSI, ASC, Americas servicing company, Aurora, Bank of America, Bank United, Calwell Banker, Carrington Mortgage Service, CENLAR, Chase Home Mortgage, CITI Financial, CITI Group, CITI Mortgage, CITI Residential Lending, Countrywide, Downey Savings, E Trade, EMC, Everhome, FASLO, Fireside Bank, First Franklin, First Horizon, Metlife, Flagstar, Franklin Credit Management Corporation, Freemont Invest & Loan, GMAC, Greenpoint, Greentree, HFC, Beneficial, Homecomings, HOMEQ, Homestreet Bank, HSBC Mortgage Corporation, HSBC Mortgage Service, Indymac Bank, Interbank, Irwin, Litton Loan Servicing, M & I Bank, Mountain West Bank, M & T Bank, Mortgage Lenders Network, Navy Federal Credit Union, NFCU, Nationpoint, Nationstar Mortgage, National City Mortgage, New Century, Novastar, OCWEN, Option One, Regions Bank, Resurgent, Riverside National Bank, Saxon Mortgage, Secretary of HUD, Housing and Urban Development, HUD, SLS, specialized loan servicing, Sovereign Bank, SPS, Specialized Portfolio Servicing, Spokane Teachers Credit Union, STCU, Suntrust, TB&W Bank, TCF Bank, United Mortgage & Loan, USAA, US Bank, Wachovia, WAMU, WA Trust, Wells Fargo, Wilshire, Yale Mortgage, Washington, California, Oregon, Idaho, Utah, Colorado, Nevada, Arizona, New Mexico, Texas, New Jersey, New York, US Treasury, Obama Administration, Home Affordable Foreclosure Alternative, Home Affordable Modification Program, HAFA, HAMP, Fannie Mae, Freddie Mac

Duration : 0:10:41

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The Foreclosure Process in Washington State

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citimortgage loan modification McFerran, Burns & Stovall, P.S.

Our firm has been providing excellent client-focused legal representation, advice and services for more than twenty years in the state of Washington. The firm has established a tradition of providing quality legal service with the highest level of professional and ethical standards.

Our highly skilled attorneys have substantial experience in a variety of practice areas and serve the needs of both our individual and business clients efficiently and effectively. We give each one of our clients our full attention and strive to insure that they feel comfortable and at ease. Our clients like working with a small firm that provides large-firm services at a reasonable cost.

Not only do we have the legal knowledge and skills to deliver the finest services to our clients in a professional manner, but our attorneys and staff are also personable, caring and have “real world” experience. The entire staff takes pride in providing personalized service to our clients to meet their individual legal needs.

We stress direct personal contact, responsiveness, attention to detail, and accessibility. Our attorneys and support staff will do everything necessary to keep you informed and knowledgeable about your particular legal matter. To that end we strive to:

Listen to you.

Return your phone calls promptly.

Regularly report to you on the status and progress of your case.

In summary, it is our core commitment to focus on each client’s individual background, needs, and goals. We always start and end with you.

Visit us at:

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Duration : 0:13:25

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Brookstone Law’s Legal Team – Kenin Spivak / Ted Maloney / Deron Colby / Vito Torchia

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citimortgage loan modification Contact Brookstone Law for more info visit http://www.Brookstone-Law.com or call 1-800-304-1538.

Duration : 0:3:42

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25

Mr Mortgage – Home Equity Delinquencies Surge

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citimortgage loan modification /vi/3NOHJPxGGlk/0.jpg” align=”left”/>Check out my new blog…

http://mrmortgage.ml-implode.com

S&P, BofA and Fitch all concur that the ‘Home Equity Implosion’ is knocking on, or kicking down rather, the front door.

Duration : 0:6:22

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HAMP Defaults Lead to HAFA Surge

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citimortgage loan modification http://www.allianceshortsales.com/
According to the New York Times, “Defaults Rise in Loan Modification Program” The number of homeowners who secured cheaper mortgages through the governments modification program only to default again nearly doubled in March, continuing a worrisome trend that threatens to undermine the entire program. ”

The trend suggests that HAFA is not to soon upon us. Hopefully it will actually help the problem. Many are skeptical. This video goes through the timeline given to me by Fannie Mae on a recent conference call as well as spotlights a couple problem areas we should all be watching for.

I will shortly be releasing my proposal regarding how we should deal with HAFA when the borrower has not yet participated in HAMP. There are quite a few moving parts in this one.

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AAMES, ABN Amro Mtg, AHSI, ASC, Americas servicing company, Aurora, Bank of America, Bank United, Calwell Banker, Carrington Mortgage Service, CENLAR, Chase Home Mortgage, CITI Financial, CITI Group, CITI Mortgage, CITI Residential Lending, Countrywide, Downey Savings, E Trade, EMC, Everhome, FASLO, Fireside Bank, First Franklin, First Horizon, Metlife, Flagstar, Franklin Credit Management Corporation, Freemont Invest & Loan, GMAC, Greenpoint, Greentree, HFC, Beneficial, Homecomings, HOMEQ, Homestreet Bank, HSBC Mortgage Corporation, HSBC Mortgage Service, Indymac Bank, Interbank, Irwin, Litton Loan Servicing, M & I Bank, Mountain West Bank, M & T Bank, Mortgage Lenders Network, Navy Federal Credit Union, NFCU, Nationpoint, Nationstar Mortgage, National City Mortgage, New Century, Novastar, OCWEN, Option One, Regions Bank, Resurgent, Riverside National Bank, Saxon Mortgage, Secretary of HUD, Housing and Urban Development, HUD, SLS, specialized loan servicing, Sovereign Bank, SPS, Specialized Portfolio
Servicing, Spokane Teachers Credit Union, STCU, Suntrust, TB&W Bank, TCF Bank, United Mortgage & Loan, USAA, US Bank, Wachovia, WAMU, WA Trust, Wells Fargo, Wilshire, Yale Mortgage, Washington, California, Oregon, Idaho, Utah, Colorado, Nevada, Arizona, New Mexico, Texas, New Jersey, New York, US Treasury, Obama Administration, Home Affordable Foreclosure Alternative, Home Affordable Modification Program, HAFA, HAMP, Fannie Mae, Freddie Mac

Duration : 0:10:49

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Happy People

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citimortgage loan modification Happy people buying and selling a home. See much more at http://shortsalesantarosablog.com

Duration : 0:0:38

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